There are many reasons why people buy long-term care insurance. Do any of these apply to you?

• Helps to preserve your independence
• Helps to guarantee your choice of care and caregivers (allow you to stay at home as long as possible)
• Helps to protect your retirement income and standard of living
• Helps to avoid being a burden to your family
• Helps to leave more assets to your family, church, alma mater, or other worthy cause
• Helps to give you peace of mind

This section of the web site will help you determine if long-term care insurance is something that makes sense for you and your family. Here you will learn about the standard features and benefit choices in a long-term care insurance policy, as well as what determines the cost of the insurance and what to look for in a carrier.